Government Banking>Deposit Solutions
Government banking has a full range of negotiated deposit solutions to fit your needs.
Treasury Public NOW Account
The Treasury Public NOW Account is an interest-bearing, non-analyzed checking account restricted to qualified public funds in the states in which Sterling Savings Bank is an approved public depository. The account is uniquely designed for public entities seeking a depository
account that provides safety & security of principle, competitive rates, and ease of access to liquid funds.
Public Funds Analyzed Interest Checking (PFAIC)
The Public Funds Analyzed Interest Checking account is a generous interest-bearing, analyzed checking account. This account offers a competitive rate of interest on all balances in this account and a generous earnings credit allowance uses account balances to offset monthly service fees.
To help budgets stretch further, we provide an advantaged Earnings Credit Allowance and negotiated analysis pricing for government entities. Our analysis fee structure is streamlined with minimal fees. We’re happy to provide you with a pricing proposal for comparison to your current banking fees and services.
Public Funds Certificates of Deposit (CDs)
For public funds we offer competitive rates and flexible maturities starting at seven days. Your funds have FDIC insurance up to the applicable limits and are collateralized as required by municipal banking regulations. Let us negotiate a rate for you today.
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