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Free Checking

Our most basic account includes not-so-basic free features. Unlimited check writing, no monthly service charge, and no minimum balance requirement.

• $100 opening deposit
• No monthly service charge
• Free Sterling Check Card
• Free Personal Online Banking and Bill Pay
• Discounts on consumer loans with Auto Pay^1,2
• Free Cashier's Checks
³
• Free Savings or Money Market account⁴
• Free Online Statements with Check Images
• Unlimited check writing
• Keep an average monthly balance of $2,500 or over and receive:
  • No Sterling charge for using other bank’s ATMs
  • Reimbursement of up to $10.00/month for any non-Sterling owned ATM withdrawal fees
• No annual fee credit card²

¹Excludes all other offers.
²Subject to credit approval.
³Maximum of two free cashier’s checks per statement cycle for free checking customers, otherwise $7.50 each.
⁴One free savings or money market account with minimum of $10.00 auto transfer from checking to savings per month. Excludes online transfers.