Allows you to borrow only what you need when you need it.

Lets you borrow the exact amount you want in one lump sum.

Makes your equity available to borrow again as you pay back the balance.

Offers a fixed monthly payment for the life of the loan.

Lets you write checks directly against your line or advance cash to your Sterling checking account.

Makes all your money available immediately upon funding through your Sterling checking account.

Provides continued access to your home’s equity once your line is open.

Offers multiple term repayment options to fit your needs.

Is ideal for everyday purchases and unexpected expenses.

Is ideal for bill consolidation and for purchases when the exact amount needed is known.

Has a variable rate tied to the Wall Street Journal Prime Index with the ability to convert all or a portion of your line to a fixed-rate option with Sterling’s smartLock.

Has a fixed rate for the life of the loan.