Retirement>Traditional IRA Non-FDIC
An Individual Retirement Account (IRA) allows you to accumulate money either tax-deferred or tax-free -- depending on the type of IRA you select -- to use when you retire. In funding your IRA, you may choose from a range of non-FDIC insured options like mutual funds, stocks and bonds. You'll probably own your IRA for many years, so it's especially important to choose one flexible enough to address your changing needs.
The Roth IRA is the most flexible IRA because you have the ability to withdraw tax-free money for a wide variety of reasons.
The Traditional IRA is now available to more people, and offers a greater degree of tax-deductibility and additional IRS penalty-free withdrawals.