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Refinancing a Home

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Home refinancing can be a smart way to lower your rate or payment, consolidate debt, or free up cash for other uses. Sterling has many programs to help meet your goals.

Conventional and Jumbo Loans
Our most popular loans, offering competitive rates and loan to values.

Government Loans
A full menu of refinancing options are offered, including VA Interest Rate Reduction Refinance Loans and FHA Streamline Refinances (with or without appraisal).

USDA Rural Housing
Borrowers who currently have USDA Rural Housing Loans may refinance to lower their rate or payment. A “no appraisal” option is available. Income and geographic restrictions apply.

Need Assistance with Payments?
Everyone goes through financial hardships from time to time during the course of their lifetime. Learn how to keep on track with mortgage payments when faced with financial challenges.

Enjoy a variety of fixed rate and adjustable rate mortgage loan options from Sterling Savings bank.